Personal Injury Claims Leads To Structured Settlement

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Personal Injury Claims Leads To Structured Settlement

 
Personal Injury Claim



 
What is a Personal Injury Claim?
A personal injury claim is when an individual suffers some form of physical injury which is caused by the third party and the victim files a lawsuit seeking monetary compensation.  A personal injury can come in may forms, such as:

  1. Road traffic accidents
  2. Accidents at work  
  3. Tripping accidents
  4. Assault claims
  5. accidents in the home
  6. On a cruise ship
  7. Product defect accidents 
 Personal injury accidents also span over to medical accidents or medical negligence to put it in a more familiar way. An example of a personal injury medical accident is a hospital treating you with the wrong drug which has had negative effects on you or a surgen who stitches you up and leaves his gloves in your stomach! People who have suffered medical injury due to the fact that they were exposed to asbestos for  long period of time can file for a personal injury law suite.

Structured Settlement And Personal Injury
Once you have gone through the whole court and lawyer fiasco and have won your personal injury case, the judge will award you a lump some reward. That lump some reward however is not paid by the judge but by the person or company you have sued. Payments of these awards are normally settled into what were term as Structured Settlements. What this means that even though you will be compensated for your personal injury, the compensation will not be paid in one lump some payment but instead period sliced amounts. So if you were awarded say 100,000 dollars. The structured payment may work out to you receiving like 3000 dollars monthly for a fixed period of time. There are many people who hate the idea of having a structured settlement, that is why you have structured settlement companies that will buy your full settlement from your personal injury and give you one lump some payment. Money you are able to use now for whatever purposes you want.

So don't despair if you have been awarded for your personal injury and are getting monthly payments. All you need to do is to find a good structured settlement company and negotiate on selling your settlement to get cold hard cash now!



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